Commercial Business Insurance
As your quality independent insurance agency we can offer the following insurance coverages for your business.
• Business Automobile – this coverage is available to protect your business from the liability associated with operating automobiles. Coverage is available for owned, nonowned, and hired vehicles including autos, trucks, vans, tractors and trailers. Physical damage coverage is also available.
• Commercial Liability – provides coverage including defense for liabilities associated with operating a commercial business enterprise. Policies are tailored to meet the specific risk management needs of your business.
• Commercial Property – provides coverage for your buildings and contents. Coverages range from specific named-perils policies to broader all-risk policies.
• Directors & Officers – designed to protect the directors and officers of your organization from damages and defense costs due to civil claims, claims of negligence, and of errors and/or omissions.
• Employment Practices Liability – provides coverage for defense costs and liability arising from allegations of improper employment practices, sexual harassment, and discrimination.
• Inland Marine – provides coverage for business assets and hardware while these items are off premises.
• Professional Liability – provides coverage for defense costs and awards for liability arising from improper professional practices and errors and comissions in the conduct of business activities.
• Special Event Coverage – provides third party liability coverage for a short term special event.
• Umbrella and Excess Liability – this coverage complements your property/liability program and provides additional limits of coverage. In today’s litigious society, smart business people protect their investment with umbrella coverage.
• Workers’ Compensation – this coverage is designed to meet the workers’ compensation laws of your state. Workers’ compensation coverage provides protection for injured workers and supporting protection through employer’s liability coverage.
• Medical Mal Practice – provides coverage for doctors and other healthcare professionals for any liability claims arising from their treatment of patients.
The companies we represent may even offer you the opportunity to package many of these
coverages within a single policy
